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Would you like to have
the security of GAP cover but simply can't afford what your motor dealer wants to charge you for it?
Well think again, because you can now have the security of protecting your motor vehicle investment at an
unbeatable price with a policy arranged through
Clover Insurance Services in conjunction with
QBE Insurance Europe Ltd for cover that is both affordable and practical.
Click here now for a quotation and buy online.
What
is Combined RTI GAP Insurance?
 Combined RTI (Return to
Invoice) GAP
Insurance is a type of GAP Insurance which, in the unfortunate event
that your car is deemed a total loss (write off) following an
accident, fire or theft by your motor insurer, pays you the
difference between the original purchase price of your car and the
written off settlement paid to you by your motor insurer or, if
greater, the amount you require to settle your finance agreement
(where applicable).
This means that you gain the benefit of both Financial Shortfall GAP
insurance and Return to Invoice GAP insurance all in one product.
Combined Return To
Invoice GAP insurance ensures that you aren’t affected by
depreciation or finance early redemption charges if your vehicle
becomes a total loss.
 How does it work?
If you suffer a total loss of the vehicle, either by fire, theft or accident total write-off, you will receive an amount of money equivalent to the current retail market value of the vehicle from your motor insurer. Unfortunately this can create a “gap” either in what you owe to the finance
company
or what you lose in deposit and can affect your ability to purchase
another car without acquiring additional funds to do
so.
Combined RTI GAP
Insurance is a brand new type of GAP Insurance that combines the
advantages of finance GAP insurance and return to invoice GAP insurance.
This pays you the difference between the total loss
settlement paid to you by your motor insurer and either
the original purchase price of your car or the amount required to settle
your finance agreement, whichever the greater.
Why do you need
Combined RTI GAP Insurance?
Statistically, in the UK, new cars depreciate by
40% to 75% over the first 4 years. (Based on an averaged sample
taken from the Whatcar depreciation index, June 2008).
What position would you be in if your motor vehicle is deemed
a total loss?
Click here now for a quotation and buy online.
*Premium Shown are inclusive of 5% Insurance Premium Tax |
